List Of Money-Saving Apps You Need

S aving money is important for everyone; it doesn't matter if you’re a consumer or own a business. Having money saved aside is a relief as you can invest in things that give you value. This includes being able to finance your retirement, purchasing property, buying furniture or things you enjoy.

Having savings provides a person with monetary freedom. In today’s digitalized world, there’s an app for every need a person can have. Including money-saving apps. Yes, you heard it right! There are money-saving apps out there to help you save money and make better decisions regarding your finances.

Money Saving Apps

The apps listed below are the best money-saving apps.

Acorns

Acorn is an app that links to your expenditure account and adds differences in purchases you make to the closest dollar to its account. Since acorns is an investment app, it’s taken to a portfolio of your earnings and aims. This allows you to earn on the investment return. For example: if you buy using one of the acorn's partners like Walmart and Apple, the difference gets put back into your account.

Mint

Mint is one of the best savings app out there that helps you track your finances from every account you have such as retirement, checking, and savings. Mint overlooks the way you spend, takes note of the pattern, and generates a budget accordingly. It provides you with graphs to help you understand the flow of your cash and your resources visually. The app is protected through a password and is great with security. It’s a great way to keep a lookout over your finances.

Qapital

Qapital is an automated savings app, where you can add set funds to your account regularly. Qapital also links to your fund account and allows you to save money by adding the difference in the total spent and putting it aside. All you need is an external checking account to fund your target. You can also have your family and friends join in with your goals.

YNAB – You Need A Budget

You Need A Budget is a budget-friendly app with its easy to follow interface. The software uses the following rules: save for emergencies, go with the flow, and spend the previous month’s salary. YNAB aims to modify managing your money and creating finances that are not stressful.

Ibotta

Through the use of Ibotta, you can earn money by shopping. It doesn’t get any better than this isn’t it? Start by going through all offers in the gallery, and select the one you want. You earn by completing a different task such as sharing on social media platforms, watching videos, or even participating in polls, which adds pending money into your account. Once you purchase out of their 50 partners, the cash gets accessed. Wait for the transaction's verification, and then transfer into either gift card or an existing PayPal account.

Quicken’s Simplifi

Quicken’s Simplifi is an app that personalizes the plan of all your spending, with live updates of the leftover funds in the month. You can sync the account of your bank and check the progress you’ve made regarding your finances. It tracks the bills you get monthly and all your subscriptions, even ones not in use. Simplifi comes with strong tools to help with your cash flow.

Fetch Rewards

Fetch Rewards is an app that awards its users for purchasing every day. It uses a point system where each receipt is scanned by the app. It covers many items, even ones that aren’t a part of their existing partners. E-receipts are entered into Fetch Rewards, and points can then be exchanged for either charity or gift cards. It’s considered one of the easiest apps to navigate through and there is no requirement for scanning the barcodes or matching offers.  

Money-saving apps are a niche for the future of managing your finances. If you have trouble saving, these money-saving apps are super helpful towards your spending patterns. It’s never too late to start saving for your future. Instead of saving a big amount, these money-saving apps allow you to begin by moving small amounts of money. What’s better than having an extra amount to spend on things you enjoy with the help of money-saving apps? Better jump on the bandwagon and find out.

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